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I am second generation of attorneys to run this business proudly here on the central coast.

My father, attorney Wiley Ramey founded the San Luis Obispo Bankruptcy Center of the Central Coast in California.  We have a tradition in excellence as I have restarted the business to help those in need of filing for bankruptcy here in our beautiful San Luis Obispo County.


We realize that times can be tough and financial crisis can occur that are out of your control. This can happen due to many factors such as: a death, illness, divorce, or an unexpected termination from employment.


Bankruptcy is a solution for insolvency that was contemplated for by the founding fathers of the US Constitution and it continues to be a remedy that business owners and individuals can fall back on today.


There are several chapters of bankruptcy law that can apply to your specific situation:  Chapter 7, Chapter 11, Chapter 12, or Chapter 13.

In our first free consultation, we will discuss the specific facts of your case, determine what Chapters apply to you, and answer any of your questions.

Fill out the adjacent form and I will respond promptly.

I am here to help you.


Pro Bono Volunteer Attorney


I continue to see a wide range of topics at the Pro Bono Volunteer Clinic at the Federal Bankruptcy Court of the Central Division in Santa Barbara, CA.  Questions range from debtor's claims, exemptions, and plans.  We continue to discuss a satellite division of the Pro Bono Clinic in San Luis Obispo.  In the meantime, please feel free to join us at the Santa Barbara clinic from 10-12 on Fridays.



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An attorney -client relationship will only be created through an express written agreement signed by all parties.

The Law Office of Veronique Hartley expressly disclaims all liabilitiy in respect to actions taken or not taken based on any or all contents of this website.